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Saturday, October 12, 2024

Heirship Certificate Procedure in Navi Mumbai


WHERE TO FILE

When someone passes away, their Hiership Certificate can be filed at the appropriate court closest to where they lived at the time of death or where their property or part of their property is located. All properties, no matter where they are located can be included in one application. The local court will then send letters to other courts where other properties are located and obtain verification reports from them.

The application for heirship has to mention the properties and the districts and the district courts they fall under for properties out of the jurisdiction of the local courts.

NOTE : The practice of executing and registering a ‘Release Deed’ and ‘Gift Deed’ by heirs in favor of any person or heir is an inherently defective procedure. You can only ‘Release’ or ‘Gift’ something that is already yours., and the only thing that can settle that is an independent verification by the Courts via Heirship Deed or if there is a Will left by the deceased person which includes the name of the executor (the person who will carry out the wishes listed in the will, as named in the will by the deceased person), via a PROBATE by Courts. After a successful PROBATE by the Courts, a LETTER OF ADMINISTRATION is issued in the name of the EXECUTOR named in the will. If there is no EXECUTOR named in the Will of the deceased person, then the Courts will appoint an ADMINISTRATOR for the assets of the deceased to find out if any legatees, a will or hiers exist.
Public notices in Newspapers may be issued to invite claims.
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Remember : No right to any part of the property of a person who has
died intestate can be established in any Court of Justice, unless letters of administration have first been granted by a Court of competent jurisdiction.
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Other Type of Letter of Administration : A letter of Administration can be directly granted to the legal heirs of a Hindu, Muslim, Budhist, Sikh, Jain if the decesed died without making a will. But such a letter of Administration can only be granted to a person who is entitled to the property anyways (lineal descendants/legatees i.e. sons, daughters, grandsons, granddaughters etc , tier 1, tier 2 hiers etc) as per inheritance laws.


COST
In Maharashtra, if the purchase price of the property to be claimed was less than 5,00,000 (Five Lakh), then the Court Fee is calculated as per the following formula :
Purchase Price of FlatCourt FeeMinimum Amount01 to 50,000 2% 1000
50,000 to 2,00,000 4% 6000
2,00,000 to 3,00,000 6% 6000
3,00,000 to 5,00,000 7.5%
5,00,000 and above 75,000 75,000
Court Fee Chart for Heirship Certificate
For properties costing more than Rs 5,00,000 (Five lakh) at the time of purchase by the deceased, there is a flat fee of Rs 75,000 (Max) no matter how many properties and where they are located.

NOTE : Incase the property is under joint ownership and only one owner has expired, then the purchase price of the property will be taken at 50% of the total purchase price and the jurisdiction and court fee will change accordingly.

Sometimes the Judge allows depreciation and you can get away with paying Rs 58,000 instead of Rs 75,000. But that’s a hit or a miss.
COURT FEE PAYMENT SCHEDULE

Court fee (stamp) at time of submission : Rs 50
Court fee (stamp) on Vakalatnama : Rs 10
*Full Court fee is only payable once your application is approved by the judge...which is much later after your application is submitted and all the checking is over . It is the final step. After the payment of Court fee, your Hiership Certificate is issued.
COVERAGE

You can include all properties, wherever they may be located, in one single Heirship Application to the court. The court fee is capped at Rs 75,000…no matter how many properties you include and what the total price of the properties was.

The Documents for submitting application for Heirship are as below :-Adhaar Card and Pan card of all parties (including the deceased person)
Death Certificate of the deceased person
Society Share Certificate
Electric bill
Copy of Sale Agreement (attested as true copy by Notary)
Valuation report (Obtained from a Chartered accountant or govt registered valuation agent or Sub Registrar office)
Ration Card
APPLICATION SUBMISSION
The Application is typed and submitted in court as a Miscellaneous Application (Civil) category. It is now compulsory to file all applications online via efiling (version 3.0) website .
You must first register yourself and wait for approval. Then you can file the application.

You must register on this website firstEfiling website

COURT PROCEDURE : STEPSSubmitting the application as a miscellaneous application (called petition in court language) along with Court Fee Stamp of Rs 50 (pasted on the back of the front page of the application) (If you are hiring an advocate, you have to paste another Rs 10 court fee stamp on the vakalatnama-appointment letter for advocate)
Affidavits of all parties stating that they are the legal heirs of the deceased person. A sworn document (Notarized by a Notary) that verifies facts concerning a specific issue. In this situation, it identifies the heirs of the decedent and other relevant information as required by law. Any Notary in your area should be able to help you with this.
List of Documents being submitted with the application (Aadhaar, pan, society Share certificate etc.)
Memo of address
Jahir Notice (Newspaper notice in 2 local newspapers inviting any objections from anyone within 30 days)
If no objection received after publishing of newspaper notice, a demand letter for payment of Court Fee (as per valuation)
No claim affidavit : This is given by the opponent heir that he does not want any share in the property. This is done at the final stage. Just before the Hiership Certificate is issued by the court.
Payment of Court Fee
Jahirnama (Heirship order issued by court)Heirship notice issued in newspaper to invite objections if any

What happens if objections are received after Newspaper notice is published by courts ?

In this case the court issued a notice to all parties (8 days) and calls for all evidences and parties to present their case before deciding on the matter. The court can either issue the Heirship certificate or refuse to issue it . If the matter seems too complicated, it will suspend the proceedings of issuing the Heirship certificate until the matter is settled as part of a civil suit filed in an appropriate court.

The court will send bailiffs to inquire with people in your community and neighbors to gather information about your background. They will then submit a report to the judge. If you have properties in other districts or cities, the court will also request a report from the local court or magistrate. Once these reports are clear, your application for heirship will be approved.

Once all necessary tasks have been completed, it will be incumbent upon you to fulfill the court fee in the prescribed manner as stipulated by the court. Following this, the Judge shall provide you with the Heirship order that is rightfully yours.Copy of Heirship certificate issued by Court in Mumbai

TIME TAKEN

The Entire Procedure should take 4-5 months, if the person/advocate is following up regularly.
Powers/Rights obtained via Heirship Certificate

First—An heir, executor or administrator, holding the proper certificate,
may do all acts and grant all deeds competent to a legal heir, executor or administrator, and may sue and obtain judgment in any Court in that capacity.

Second.—But, as the certificate confers no right to the property, but only indicates the person who, for the time being, is in the legal management thereof, the
granting of such certificate shall not finally determine nor injure the rights of any
person ; and the certificate shall be annulled by the Sessions/District Court, upon proof that another person has a preferable right.

Third.—An heir, executor or administrator, holding a certificate, shall be accountable for his acts done in that capacity to all persons having an interest in the property, in the same manner as if no certificate had been granted. And that is the reason why the Heirship Certificate holders are supposed to give an inventory of any property they have sold to the court every year. This is done so that the court has an accurate record incase someone files a counterclaim later that you deprived him or cheated him from his share as he/she is also an heir.
DOES IT MAKE YOU AN ‘OWNER’ OF THE PROPERTIES?

An heirship certificate DOES NOT make you the “owner” of a property. It just gives someone the confidence to deal with you in matters related to a deceased person’s affairs. It’s like an assurance for that person, so they won’t be held responsible if anything goes wrong.

However, it’s important to note that holding an heirship certificate doesn’t protect you from being sued by other claimants or having the certificate cancelled by a court. If it’s discovered that you were involved in fraud, any money you received for the property may have to be shared or refunded to the rightful heirs. If you don’t comply, the government may sell your property to fulfill the rightful heirs’ claims. To pursue this, the claimant would need to file a case in court.

DIFFERENCE BETWEEN HIERSHIP CERTIFICATE, SUCCESSION CERTIFICATE AND LETTER OF ADMINISTRATION

An HEIRSHIP CERTIFICATE is a legal document granted by the appropriate court to the heirs of a person who has passed away without leaving a will. It is specifically applicable to non-movable assets such as flats, properties, and land owned by the deceased individual. The purpose of this certificate is to establish and validate the rights of the heirs over these immovable properties. The heirship certificate serves as proof of their entitlement and allows them to assert their ownership and make necessary transactions related to those assets.

On the other hand, a SUCCESSION CERTIFICATE is another legal document issued by the court that grants the heirs of a deceased person the authority to inherit and manage their movable assets. Movable assets encompass a wide range of properties and valuables, including bank accounts, shares, money, gold, jewelry, cars, bikes, and other personal belongings. The succession certificate acts as a testament to the legal status of the heirs and authorizes them to access, transfer, or dispose of the movable assets left behind by the deceased individual. It provides the necessary legal framework to ensure a smooth distribution of these assets among the rightful heirs.

In contrast, a LETTER OF ADMINISTRATION is a document granted by the court to an individual named in a will as the executor or administrator (Someone whom the dead person authorised to carry out and fulfill all that is written in the will).
It can also be granted to another person when no executor is named in the will or the person named as executor in the will is unwilling or not in a position or dead.
This person, named in the Letter of Administration as the Administrator, is entrusted with the responsibility of carrying out the instructions stipulated in the will regarding the distribution of assets.

Unlike the heirship certificate and succession certificate, the letter of administration is applicable when the deceased individual has left a will behind. The named executor or administrator is legally bound to oversee the proper execution of the deceased person’s wishes as detailed in their will. The letter of administration empowers the executor to manage the estate, handle any financial matters, settle outstanding debts, and distribute the assets to the designated beneficiaries as outlined in the will. It is important to note that the named executor or administrator does not become the owner of the assets mentioned in the will but rather serves as a fiduciary in fulfilling the wishes of the deceased.

Other Type of Letter of Administration : A letter of Administration can be directly granted (without probating a will) to the legal heirs of a Hindu, Muslim, Budhist, Sikh, Jain if the decesed died without making a will (Intestate) . But such a letter of Administration can only be granted to a person who is entitled to the property anyways (lineal descendant ie sons, daughters, grandsons, granddaughters etc , tier 1, tier 2 hiers etc) as per inheritance laws.

These legal documents play a crucial role in the posthumous transfer of assets and help streamline the inheritance process. They provide a clear framework for the distribution and management of both movable and immovable assets in accordance with the law. The issuance of these certificates and the letter of administration helps ensure the rightful transfer of assets to the appropriate beneficiaries, provide legal protection, and prevent potential disputes among the heirs.
SUMMARY

In short : Heirship certificate is like GST number. You don’t need it unless your business turnover per year crosses 40 lakhs … but nobody will deal with you unless you have it.
This is the entire gist of the matter 🙃
FOR MUSLIMS (Sunni’s)

In Muslim law, inheritance is determined by Sharia. The shares in the property are divided based on factors such as the number of children, their gender, and the relationship to the deceased. Generally, males receive twice the share of females. A Muslim person can only will up to one-third of their property while they are alive. After their death, Sharia law determines the distribution of the remaining property among the heirs.
Shias have a slightly different ratio for inheritance.

CONTACT US FOR ALL YOUR HEIRSHIP CERTIFICATE REQUIREMENTS IN MUMBAI & NAVI MUMBAI.

NOTE : NO CONSULTANCY CHARGES WILL BE CHARGED FOR HEIRSHIP CERTIFICATE INQUIRIES. WE CANNOT BRING BACK YOUR LOVED ONE’S, BUT WE CAN LESSEN THE BURDEN THAT THEIR DEMISE HAS BROUGHT.🙏


Heirship certificate is necessary when a property owner dies intestate (without making a will). It has to be obtained by immediate family members (father, mother, wife, sister, brother, children, grand children etc.). If some members of the family do not want any share of the property, they will be named as opponents in the Heirship Application.
JURISDICTION

In the context of Heirship certificate procedure in Maharashtra :
Purchase Price of PropertyJurisdictionBelow 5,00,000 (Five Lakhs) Civil Judge (Junior Division) (Lowest court)
Above 5,00,000 (Five Lakhs) Civil Judge ( Senior Division) (District/Sessions Court)
Heirship application jurisdiction 

Heirship certificate from Tehsildar, talukdar, mamledar, amaldar, mandal adhikari is only for people who live in a Gram panchayat, Municipal Council or Tehsil.
Ordinary citizens who live in Metropolitan areas (Cities with a Municipal Corporation) should not file there.

Thursday, February 29, 2024

Everything you wanted to know about CIDCO Transfer in Navi Mumbai

CIDCO Transfer Charges are compulsory in Navi Mumbai for purchase/sale of all types of real estate – Shops, offices, flats, plots etc. Without the payment of CIDCO Transfer Charges, no property transaction is legally sound or complete. Do not believe fake news and chor politicians who have zero understanding of the law and whose only job is to fool the uninformed people with lies.



CORRUPTION IN CIDCO

If you think that police and municipal authorities are corrupt, they will pale in comparison to the loot going on in CIDCO…. and that too under the very nose of the so called ‘Vigilance’ department of CIDCO located on the 6th floor of CIDCO bhavan in Belapur. Anti Corruption Bureau of Police regularly raids and catches staff in this building..right under the nose of this so-called ‘Vigilance Dept’.
In this situation, it would be safe to say that the Vigilance Dept of CIDCO is also corrupt. The fence has eaten the crop.
And if you think that only the low down employees are corrupt, try fixing an appointment with the MD of CIDCO.
The Municipal commissioner is available for public meeting between 3-5 pm everyday without appointment.
The Police commissioner is available for public meeting without appointment daily between 3 and 5 pm…but CIDCO MD is in a whole different league.

ALL ARE LOOTING AWAY TO GLORY


You will get appointment with the PMO but not the MD of CIDCO.
The Jt.MD Of the MTS 2 Dept is Mr.Kailash Shinde and his office is on the 2nd floor of CIDCO Bhavan in Belapur.
Understand this one thing clearly about bribes to CIDCO officials :

No CIDCO official will do anything that is illegal in exchange for money. If a CIDCO official is asking for money to do a certain thing for you, rest assured that what he is promising to do is legal anyways..but it just happens that you don’t know about it. If you file an RTI, they will be obliged to tell you the truth. That is the reason why the Online RTI portal of CIDCO has collapsed. They don’t want to tell you the truth. ..cause that will end their loot.

Amongst all this corruption, there are 2 people that deserve an honorable mention : Mr.Yatish Patil and Miss.Sneha from Kharghar Office. Both have always been extremely co-operative, ready to help, respectful, unlike the other staff that I have ever come in contact with. Extremely rare in CIDCO. No comments about the others.

After much delay from its set deadline of 1st April of every year, CIDCO finally released the new Transfer Charges for plots, shops and flats in Navi Mumbai region. These are valid on all properties bought or sold in Navi Mumbai. The rates usually go up 10% every year. They are calculated on the carpet area of the shop/flat and depend on the location. The Time taken to complete the procedure is stated as 20 days by CIDCO, but in reality it can take anywhere from 1 month to a couple of months due to the absolute chaos, TOTAL CORRUPTION and lack of systems prevailing in CIDCO offices.
Why ?

Because all land in Navi Mumbai belongs to CIDCO. They acquired the farmland from villagers starting back in 1970’s. They only give land on lease (long lease of 60 years) and hence they are like a giant landlord. Now logic should tell us that if we are sitting on a property that belongs to a giant landlord (in this case its CIDCO), it is but obvious that if you want to leave and make someone else sit in your place, you will need the approval of the landlord and abide by the lease conditions.
Total Chaos and corruption at CIDCO Transfer Department
What happens if you don’t pay CIDCO transfer charges?

Well, that depends on whether you are the buyer or seller of the property and whether you and the buyer before you has paid the stamp duty or not. If the buyer before you has paid the transfer charges, then you don’t have to worry. Just pay the transfer charges for your transaction and you’re ok. But if the seller has not paid his transfer charge (when he purchased the flat) then you are liable to pay it when you purchase the flat from him. Or else, you can ask him to shell out the money for his transfer.
So make sure that you purchase a flat only after checking that the previous owner has paid the CIDCO transfer charges. If you buy from the builder, you don’t have to pay transfer charges as it will be applicable after the formation of the society and at the time of conveyance of the land and building in favor of the society.

Sometimes even the banks are not aware of these transfer charges as these are unique to CIDCO areas in Maharashtra, and the builders don’t want to tell you at the time of selling the flat to you as they don’t want any additional expenses to come in the way of their sale. CIDCO transfer charges increase by approx. 10% every year.
Is there any other clearance required from CIDCO?

Yes. After obtaining the CIDCO NOC, you may require a ‘Mortgage NOC’ (if you are taking a loan from a bank). The bank will not disburse the loan unless you obtain this Mortgage NOC from CIDCO.
What do transfer charges depend upon?

They depend on the carpet area (not built up area) of the flat.
Is GST applicable on CIDCO Transfer Charges ?

Unfortunately, CIDCO has started levying GST of 18% on CIDCO Transfer Charges. It may help to note that before 2014, there were no additional taxes of any kind on CIDCO Transfer charges as neither is CIDCO selling you any goods and neither is it providing any service to you. Simply changing your name in Govt (CIDCO) records and taking money for the same is NOT a service.

Does Govt charge GST on registration and stamp duty paid while purchasing a flat ? NO. So why is CIDCO taking 18% as GST for doing exactly the same thing (changing your name in govt records) ?




But aren’t CIDCO Transfer charges abolished ?

CIDCO Transfer charges are implemented as per law passed in Assembly. Its called the New Bombay Disposal of Lands Act and New Bombay Disposal of Land Rules. To change that law and the rules which govern it, it will have to be altered in the Assembly.
CIDCO earns hundreds of crores via these Transfer charges, which is then spent on by CIDCO for developing the infrastructure and paying its staff salaries. So promising to ‘abolish’ it was just like a lot of other false promises made by ignorant and foolish politicians who have zero idea of economics. But these fake promises only work where the population at large is ignorant of basic laws.
When are these charges payable ?

These charges are payable after registration of the Sale Agreement (Part Payment Agreement) or in case of payment in one shot (No bank loan) it is payable after the Sale Deed.
Are all flats/buildings/societies eligible for CIDCO Transfer Charges automatically ?

No, the Society must have something called Conveyance and must feature in CIDCO records. More than 90% of Societies do not have ‘Conveyance’ in their favor in CIDCO records.

What is the conclusive document which shows Society Conveyance ?


Its something called ‘Final Order’, shown below..
Final Order Issued by CIDCO

Are transfer charges fixed ?

No, they increase by 10% every year on the 1st of April (beginning of new financial year).

NEW TECHNIQUE FOR CORRUPTION BY CIDCO STAFF

Recently, it has been noticed that CIDCO officials make people submit physical copies of their application along with all the other affidavits etc. On visiting the CIDCO office, applicants are told to submit additional documents like :-

1.Share Certificate copy
2.Society Members List
3.Copy of Final order etc

All these demands are illegal. No official can make you submit more documents than listed on the CIDCO Website.

And anyways, the documents you submit also contain an Indemnity bond, which absolves CIDCO of any blame or responsibility if any legal or other issues crop up later. CIDCO has zero liability. ZERO. For what are they taking all these guarantees from an applicant if they want to become a CID office ? If they want to become CID office, then let them take responsibility for any problems later.

They may also give you frivolous excuses that Society is not uploaded etc. If your society has something called the final order, then all the responsibility of uploading and updating records falls on CIDCO. Its not your job or responsibility to upload or facilitate an internal process of CIDCO. Tell them its their job not yours.

If the CIDCO officials make these illegal demands, tell them to give them in writing on a piece of paper that they want all these documents along with their name, designation and date.

Tell them that you will approach the CIDCO MD / Vigilance Dept at Belapur HQ and complain to him/her.

They will never give you anything in writing….and will most probably tell you that they will manage without those documents.

If you manage to submit your complete application online, you will be asked to come personally to collect the NOC letter as ‘the mail server is down’ or ‘your documents were not uploaded’ some other excuse. They will never tell you this in writing cause there is nothing wrong with any mail server and your documents were uploaded properly. All they want to do is make sure that the person who has filed the application is not an agent (who is avoiding greasing their palms). You will only be called on so that the call cannot be recorded or sent a mail that your application is rejected as your documents were not uploaded . The best part is… once your application is ‘rejected’ .. your documents and entire application is also deleted. So there is no way of you verifying that your documents were actually uploaded or not. There will be nothing in writing. Once you reach the office, they will try to verify if you are an agent/lawyer. .. and if you are, they will make you cough up money. If you are not, then they will simply hand over the NOC in printed format to you and say goodbye.
If your application is rejected due to the reason of ‘documents not being uploaded’, the only recourse available to you is to submit a fresh application. Following this, it is advisable to visit the CIDCO office promptly the next day and request them to verify the status of document upload in person (in front of you on the computer). This approach is the most effective means of resolving the situation.

What you should do is tell them to write on the NOC that the NOC was handed over to you in person as the Mail Server was not working along with the date, time and signature of the official.. But they will never do it cause every technical fault is recorded. If you make a written complaint, an investigation will be done, their lies will be caught…and the culprit will either be transferred or sacked after inquiry.

To address any concerns or submit a complaint, you can access the online complaint submission portal . However, please note that while this platform aims to assist users, there have been instances where satisfactory resolutions to complaints were not achieved.

Time Limit for Issuing CIDCO NOC And MORTGAGE NOC (Provided all documents are in order)
CIDCO NOC 21 Days
MORTGAGE NOC 7 Days
Time Limit to issue CIDCO NOC and Mortgage NOC
If your society does not have conveyance in its name along with Final Order from CIDCO…..

Even if your CIDCO society conveyance is not done, it is advisable to get all the documents for CIDCO transfer signed and ready as the seller may not be traceable if and when the society manages to get the Conveyance done after a few years.


Note : Conveyance of land and building in the Name of the Society is compulsory for CIDCO Transfer. The Only conclusive proof of that is a document called the Final Order. Without this document, no CIDCO transfer will be possible.

Current CIDCO TRANSFER Charges (1st April 2023- 31st March 2024)



CIDCO TRANSFER SERVICES

We can provide our professional services to facilitate CIDCO Transfer Process for a nominal charge of Rs 15,000 (all inclusive).You can pay online via Gpay, Phonepe or UPI and documents will be prepared and sent to you via courier in 2 working days. We only require a copy of the Sale Agreement for preparations of the Documentation. We only need a copy of your sale agreement/sale deed to process the documentation. You can mail a scanned copy or send it via courier.
Service provided by us

CIDCO Transfer only 15000
Mortgage NOC only 15,000
CIDCO Transfer + Mortgage NOC 20,000
Only Drafting/Documentation 5,000
Drafting and Registration of Sale Agreement/Sale Deed 10,000
Brokerage (Purchase/Sale transaction) 2%
Brokerage (Rentals) 1 month rent/year
Consultation over Phone/Whatsapp/Zoom/Google Meet 5,000/30 mins
Pricing chart for our services

Heirship Certificate Procedure in Navi Mumbai

WHERE TO FILE When someone passes away, their Hiership Certificate can be filed at the appropriate court closest to where they lived at the ...